FLC was created and is wholly owned by the nonprofit Fair Mortgage Collaborative (FMC) to conduct rigorous auditing and testing of lenders, brokers and loan counselors to certify that they meet the “Fair and Safe” Lending Standards established and maintained by FMC. The Lending Standards fully protect consumers against unfair loan pricing and abusive terms. FLC uses a new, original software system that checks the loans made by certified lenders on an ongoing basis to ensure that the Lending Standards are always met. 

Lenders, brokers and counselors that meet and continue to adhere to the Standards are allowed to display the “Mortgage Collaborative Certified” logo. To find “Mortgage Collaborative Certified” lenders, brokers and counselors serving your area, enter your zip code or state in the search engine below.  

Find a Fair Lender, Broker or Counselor

Enter your state or zip code for a list of certified lenders, brokers and counselors serving your area.