Certified Fair Loans and Lending Pratices
Certified Fair Loans and Lending Pratices
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| Follow our Success
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501 Seventh Ave, 7th Floor
New York, NY 10018

501 Seventh Ave, 7th Floor
New York, NY 10018
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| About FLC Certification
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Fair Lending Certification uses the Automated Transaction Review System (ATRS), a software-based testing process, to verify that mortgage loans are priced fairly. Certified lenders and brokers submit reports on loans that they make or broker to Fair Lending Certification, Inc., which uses the ATRS to test the pricing of the loan and fees.
Fair Lending Certification informs lenders and brokers about all loans that do not meet the Standards. If the lender or broker cannot rectify the problem and ensure that their loans are fairly priced, it loses its Mortgage Collaborative Certified status immediately.
The following organizations have been certified by Fair Loan Certification, Inc. as meeting the Fair Mortgage Collaborative’s Standards as of 3/15/2010.
Fair Lending Certification uses the Automated Transaction Review System (ATRS), a software-based testing process, to verify that mortgage loans are priced fairly. Certified lenders and brokers submit reports on loans that they make or broker to Fair Lending Certification, Inc., which uses the ATRS to test the pricing of the loan and fees.
Fair Lending Certification informs lenders and brokers about all loans that do not meet the Standards. If the lender or broker cannot rectify the problem and ensure that their loans are fairly priced, it loses its Mortgage Collaborative Certified status immediately.
The following organizations have been certified by Fair Loan Certification, Inc. as meeting the Fair Mortgage Collaborative’s Standards as of 3/15/2010.
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| Certified Organization List
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| Organization Name |
Website |
Description |
| Asociación de Puertorriquenos en Marcha |
website |
APM is dedicated to improving the quality of life in the Greater Philadelphia area through programs that assess and institute meaningful remedies for the many societal problems prevalent in today's world. The agency is also committed to promoting and supporting the civil rights of the Puerto Rican/Latino community. APM's mission and purpose is as multifaceted and diverse as the people it serves. By creating job opportunities, aiding people with debilitating illnesses, supporting families and individuals with caring and compassion, and providing a comprehensive array of life-improving social services, APM has become an indispensable asset to Philadelphia and all of its residents. |
| Avenida Guadalupe Assn. | website |
Founded in 1979, the Avenida Guadalupe Association (AGA) is a neighborhood-based organization located on the westside of San Antonio which conducts nonprofit neighborhood revitalization and economic development projects. Several of AGA's accomplishments include: Plaza Guadalupe market analysis and development plan; a medical office building project; the relocation of 45 households and demolition of 40 substandard structures; the development of a $2.5 million, 50-unit senior housing project; a 20,000 square ft. multipurpose services complex; and the renovation of an 85-year-old Hispanic cinema theater that is being converted to a civic complex |
| Brighton Park Neighborhood Council | website |
BPNC's mission is to create safer communities, improve the learning environment at public schools, preserve affordable housing, provide a voice for youth, protect immigrants' rights, promote gender equity, and fight all forms of violence. |
| Centro Campesino | website |
Centro Campesino is a non-profit rural development corporation which supports economic self-sufficiency to improve the quality of life for migrant and seasonal farmworkers and their children. Although formed 35 years ago to address deplorable housing conditions faced by farmworkers, Centro now serves low-income Florida families of all races and ethnicities. Centro Campesino creates affordable rental and homeownership opportunities, offers free after school and summer camp programs for the children of farmworkers and other at-risk youth, conducts workshops and seminars which empower families, trains farmworkers for jobs leading to secure employment, strengthens communities through civic engagement activities, provides disaster relief and weatherization services, and advocates for initiatives and legislation which protect the rights of farmworkers and other families of low income. |
| Centro de la Communidad Unida |
website |
The program has helped increase the percentage of homeowners in the target area from 40% to nearly 80% over the last ten years. Primarily trageted to assist individuals and families in purchasing their first home, it also provides the support and resources to help these families stay in their home. |
| Chicanos Por La Causa-Nogales |
website |
CPLC's housing programs include a full-service commercial real estate management and development organization that provides facilities management. The agency offers counseling services to clients on mortgage default, tenant/landlord issues, pre-purchase, post-purchase, and fair housing. In addition, CPLC develops and builds affordable single-family housing units for low-income families in economically distressed neighborhoods.
|
| Chicanos Por La Causa-Phoenix |
website |
CPLC's housing programs include a full-service commercial real estate management and development organization that provides facilities management. The agency offers counseling services to clients on mortgage default, tenant/landlord issues, pre-purchase, post-purchase, and fair housing. In addition, CPLC develops and builds affordable single-family housing units for low-income families in economically distressed neighborhoods.
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| Chicanos Por La Causa-Tucson |
website |
CPLC's housing programs include a full-service commercial real estate management and development organization that provides facilities management. The agency offers counseling services to clients on mortgage default, tenant/landlord issues, pre-purchase, post-purchase, and fair housing. In addition, CPLC develops and builds affordable single-family housing units for low-income families in economically distressed neighborhoods.
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| Community Housing Resources of AZ | website |
Community Housing Resources of Arizona (CHRA) is a Phoenix-based, 501(c)(3) non-profit organization created to help low-to-moderate income families purchase their first home. CHRA also promotes fair housing and equal housing opportunities by educating families about the advantages and responsibilities of home ownership. The organization offers:
comprehensive, bi-lingual, one-on-one pre-purchase counseling covering credit review, budget management and assistance in qualifying for a mortgage. Down payment/closing cost grants and subsidies funded by various sources, used in conjunction with lending programs designed specifically for lower income home buyers. Default/delinquency counseling to help homeowners make the financial adjustments necessary for them to keep their homes.
|
| Community Services of Nevada | website |
The Community Services of Nevada (CSN) was founded in 1996. The organization seeks to support the development of self-sufficient families by working with public and private sector agencies. They engage in comprehensive community development projects that promote neighborhood revitalization and economic development, community education, youth development, cultural awareness, equity, and unity. Their vision is to change lives for the better, which means building healthy and sustainable communities, developing and implementing high-impact programs, promoting economic self-sufficiency, and engaging communities in exercising their civic rights and responsibilities. |
| Comunidades Latinas Unidas en Servicio |
website |
CLUES is Minnesota's premier provider of behavioral health and human services to the Latino community. A community builder and a catalyst for change, CLUES provides services that advance and enhance the quality of Latino's lives in Minnesota. We provide a continuum of five core services: Mental Health Services, Chemical Health Services, Family Services, Aging Well Services, Employment Services, and Educational Services to achieve the following: CLUES strengthens Latino families and individuals so that they are financially, mentally, and physically healthier.
CLUES assists Latinos to increase their educational levels, improve their English language proficiency, and overcome other barriers to self-sufficiency. CLUES helps low-income Latinos to find and retain better jobs with benefits so that they are able support their families and become self-sufficient. |
| Conexion Americas | website |
Conexión Américas was founded in 2002 to address some of the most pressing challenges and opportunities created by recent demographic changes in our region as an increasing number of Latino families come to Tennessee in search for a better quality of life. ‘Conexión' (pronounced conn-ex-ee-on) is the Spanish word for ‘connection'. Our organization's name underlines our commitment to supporting Latino families by connecting them with information, local resources, support networks and opportunities for advancement in their adopted home |
| Congresso | website |
Congreso is a nationally recognized, community based non-profit organization that primarily serves the neighborhoods of Eastern North Philadelphia where the majority of the city's Latino population resides. This area is a culturally vibrant community challenged by issues of poverty, access to health care, low educational attainment and unemployment. Founded in 1977 as a grassroots organization providing health services to the region's Puerto Rican community, Congreso has responded to the community's changing demographics and evolving needs for more than 30 years by growing into a multifaceted, comprehensive provider of human services. Congreso's mission is to strengthen Latino communities through social, economic, education, and health services; leadership development; and advocacy. |
| Cuban American National Council, Inc.-Miami | website |
The Cuban American National Council (CNC) is a non-profit organization providing human services to persons in need from all racial and ethnic groups. CNC assists individuals to become self reliant, and builds bridges among America's diverse communities. CNC has pioneered alternative education models in South Florida and has become one of the largest Hispanic non-profit developers of section 202 housing serving low-income elderly in the United States. Since 1972, CNC has been funded by both the private and public sectors to plan, negotiate, and manage numerous grants and contract agreements. |
| Dalton Whitfield Community Dev. Corp | website |
"To facilitate the ability of all Dalton and Whitfield County residents to acquire and maintain safe and decent housing." |
| Del Norte NDC |
website |
Del Norte is a 501 (c)(3) nonprofit corporation founded in 1978 by a group of concerned Highland neighborhood activists, many of whom were parishoners of Our Lady of Guadalupe Church. This group identified the need for decent, safe and sanitary housing affordable to low income residents. Del Norte's mission is to create and preserve housing and other opportunities for underserved households, including those that are low and moderate income, Spanish-speaking and those with special needs. |
| East Los Angeles Community Corporation |
website |
East LA Community Corporation (ELACC) is a 501(c)(3) non-profit community development corporation based in East Los Angeles . Since 1996 ELACC has been dedicated to harnessing housing and other community development resources for the benefit of low-income residents of Boyle Heights and Unincorporated East Los Angeles . To advocate for economic and social justice in Boyle Heights and Unincorporated East Los Angeles by building, affordable housing, grassroots leadership, self-sufficiency and access to economic development opportunities for low and moderate income families. To strengthen existing community infrastructure in underserved communities by developing and preserving neighborhood assets.
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| Econ.Opportunity of Wash. County | website |
Mission: To help low-income families and households succeed in social and economic arenas of Northwest Arkansas. Empowering families who wish to succeed. |
| El Centro, Inc. (KS) | website |
El Centro Mission: to create and sustain opportunities that empower families. Today, in the spirit of our founders' passion for helping people, El Centro continues to open the door to economic power leading to unified families, and healthy communities. |
| El Concilio- Modesto |
website |
Established in 1968, El Concilio's aims to create self-sufficiency through counseling, referrals, education, and in the belief that persons empowered to help themselves will become significant assets to the community at large. Mission: Improving the quality of life for Latinos and other communities in the San Joaquin Central Valley of California.
|
| Hacienda CDC | website |
Hacienda CDC develops affordable housing and builds thriving communities in support of working Latino families and others in Oregon by promoting healthy living and economic advancement |
| Harvest America |
website |
Harvest America Corporation is a non-profit community-based organization serving the needs of the migrant and seasonal farmworker, Hispanic, rural and powerless populations of Kansas. |
| HBC Service Inc. |
website |
HBC Services, Inc. is a home buyer counseling agency serving Southeastern Wisconsin. Founded in 2000 for the purpose of opening the door to homeownership for more households, especially first time buyers of low to moderate means. |
| Hispanic Comm of Virginia |
website |
The Hispanic Committee of Virginia is a private, nonpartisan, tax-exempt nonprofit organization established in 1967 to enable Hispanic immigrants in Northern Virginia to more fully participate in, and thereby, contribute to American society. It has chosen to work towards its mission of promoting economic self-sufficiency and fostering civic participation among Hispanic Americans by providing a wide range of program services and benefits |
| Home Loan Counseling Center - Sacramento | website |
The Sacramento Home Loan Counseling Center (SHLCC), a chartered private non-profit 501c3 corporation, began offering homeownership education and counseling in July 1991. The SHLCC is committed to strengthening California residents through homeownership and is focused on its mission to "promote and encourage homeownership by providing education, counseling and home financing services, with an emphasis on serving low- and moderate-income families". |
| Homes on the Hill |
website |
Homes on the Hill Community Development Corporation provides decent, affordable housing for low and moderate income individuals and families and helps to strengthen their neighborhoods.
|
| Housing America Corporation |
website |
Housing America Corporation is a 501(c) 3 non-profit that focuses on empowering very-low, low and moderate income individuals and families through affordable rental housing, homeownership education, down payment assistance, Self-help program and foreclosure prevention. |
| Housing and Education Alliance |
website |
Our mission is to provide and sustain homeownership opportunities through services in homebuyer education, counseling, lending and development. |
| Housing for Nevada | website |
Housing For Nevada is a state-wide Community Housing Development Organization that increases awareness of affordable housing options; creates better informed consumers through homebuyer education classes; provides one-on-one housing counseling to help clients identify and address personal barriers to homeownership; and multiplies the number of affordable homes by acquiring and repairing existing properties for resale to low and moderate income first time homebuyer families. |
| Housing Our Community |
website |
Housing Our Communities is a state-wide Community Housing Development Organization that increases awareness of affordable housing options; creates better informed consumers through homebuyer education classes; provides one-on-one housing counseling to help clients identify and address personal barriers to homeownership; and multiplies the number of affordable homes by acquiring and repairing existing properties for resale to low and moderate income first time homebuyer families. |
| La Fuerza- Long Island |
website |
La Fuerza Unida, Inc. was established in 1978 as a vehicle to improve the social, literary, educational, cultural, and economic conditions of Hispanic Americans in Long Island. However, with the increased demand for services by the overall population served by La Fuerza, the organization has evolved into a multiservice agency, adding to its client base the low- to moderate-income community. La Fuerza offers an array of social, human, educational, youth, housing, economic development, and immigration services to low- and moderate-income residents of Long Island. |
| Latin American Coalition | website |
The Latin American Coalition is dedicated to serving Mecklenburg County's 75,000 Hispanic families with the services that allow them to overcome language, economic, educational and cultural barriers while offering the wider community opportunities to learn about and connect with the Latino population. |
| Lawrence Community Works | website |
The Homeownership Center continues to provide education and counseling services to help new and current homeowners achieve long-term homeownership success. Members are invited to post-purchase counseling and workshops covering smart refinancing, multi-family ownership (landlord training) and condominium ownership education, wealth accumulation strategies and long-term financial planning, basic maintenance, rehabilitation and energy efficiency education, and foreclosure intervention. |
| Midland CDC |
website |
The Midland Community Development Corporation was founded to promote economic and community development in economically depressed areas of the city through the institution of programs designed to alleviate conditions of unemployment, blight and increase population density through housing efforts, facilitating the creation of new businesses and administering education programs.
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| Montebello |
website |
Mission is to educate and assist in the delivery of safe, sanitary, quality and affordable housing to individuals and families of modest financial means |
| Neighborhood Christian Legal Clinic | website |
Neighborhood Christian Legal Clinic (NCLC) is a non-profit 501(c)(3) corporation offering pro bono legal representation and preventive law education to low income families, including immigrant families. We accept clients in the greater Indianapolis metro area whose income is at or below 125% of the federal poverty guidelines. |
| NEW Economics for Women |
website |
At New Economics for Women (NEW) we have a mission -- to reduce poverty by creating wealth opportunities for women and children. We realize that overcoming poverty and achieving family and personal prosperity are very broad goals. That's why we measure our success by the specific improvements families experience in their quality of life such as increased wealth, education and health as a result of being touched by NEW. |
| PathStone (PR) | website |
PathStone is a not-for-profit community development and human service organization providing services to low-income families and economically depressed communities throughout New York, Pennsylvania, New Jersey, Ohio, Indiana, Virginia, Vermont, and Puerto Rico. |
| Self-Help Enterprises |
website |
Self-Help Enterprises is an organization dedicated to self-help housing, sewer and water development, housing rehabilitation, multifamily housing and homebuyer programs in the San Joaquin Valley of California. The goal of Self-Help Enterprises is to help farm laborers and other low-income families to help themselves |
| Southwest Housing Solu. Corp |
website |
Southwest Housing Solutions is the largest multifamily developer in the southwest Detroit. We are replacing blight and abandonment with residential and commercial assets, strategically developed to anchor and spur neighborhood revitalization. Our Housing Opportunity Center is a leader in homebuyer and foreclosure prevention services.
Our development projects and homeownership programs are transforming the area we serve. We are a mission-based organization, and our mission is to build community through a compassionate, enterprising and collaborative spirit
|
| Spanish American Committee |
website |
As a HUD-certified housing counseling site, our certified housing counselors assist with homeownership. Our services include First-Time Homebuyer Services, Homeownership Counseling, Foreclosure Prevention/Mortgage Delinquency Services, Financial Literacy Counseling and Landlord/Tenant Services. Our Housing Program is an affiliate member of the National Council of La Raza Homeownership Network.
|
| Spanish Coalition for Housing |
website |
Mission is to provide comprehensive counseling, education and housing resources neccesary for housing product consumers to develop competence and responsibility in meeting their financial and housing needs. |
| Tejano Center for Community Concerns |
website |
Tejano Center is a certified CHDO and addresses the housing needs of low to moderate income families in the designated areas. The organization's homeownership initiatives is the cornerstone of it's housing operations. Based on a strategy that low-income Minority homeowner families can be a most significant stabilizing force in residential neighborhoods in the greater East End. To promote its homeownership goals, Tejano Center sponsors a number of products and services, which include homeownership counseling, homebuyer education classes, credit counseling, post-purchase counseling, down payment assistance, and production of new, single-family homes. |
| The Resurrection Project |
website |
Our mission is to build relationships and challenge people to act on their faith and values to create healthy communities through organizing, education and community development. |
| Visionary Homebuilders of California |
website |
VHB's Home ownership Education Center offers home buyer education classes, individual pre-purchase counseling, credit and budget analysis, loan prequalification and loan packaging, information on down payment assistance programs and money management. |
| Watts Century Latino Organization |
website |
formed in August, 1990 to work to improve the quality of life for all Watts area residents and to ensure that the special needs of the growing Latino population are addressed. WCLO targets needs ranging from governement accountability to locally-based service programs. Presently, the organization is working to create a community center, establish a neighborhood watch program, develop programs to improve inter-ethnic relations and establish neighborhood citizenship classes to promote full participation in the political process. |
YWCA CC and Home Ownership
Ctr-Las Cruces |
website |
The YWCA El Paso del Norte Region is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all |
YWCA CCCS El Paso
Del Norte Region |
website |
The YWCA El Paso del Norte Region is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all |
| Organization Name |
Website |
Description |
| Asociación de Puertorriquenos en Marcha |
website |
APM is dedicated to improving the quality of life in the Greater Philadelphia area through programs that assess and institute meaningful remedies for the many societal problems prevalent in today's world. The agency is also committed to promoting and supporting the civil rights of the Puerto Rican/Latino community. APM's mission and purpose is as multifaceted and diverse as the people it serves. By creating job opportunities, aiding people with debilitating illnesses, supporting families and individuals with caring and compassion, and providing a comprehensive array of life-improving social services, APM has become an indispensable asset to Philadelphia and all of its residents. |
| Avenida Guadalupe Assn. | website |
Founded in 1979, the Avenida Guadalupe Association (AGA) is a neighborhood-based organization located on the westside of San Antonio which conducts nonprofit neighborhood revitalization and economic development projects. Several of AGA's accomplishments include: Plaza Guadalupe market analysis and development plan; a medical office building project; the relocation of 45 households and demolition of 40 substandard structures; the development of a $2.5 million, 50-unit senior housing project; a 20,000 square ft. multipurpose services complex; and the renovation of an 85-year-old Hispanic cinema theater that is being converted to a civic complex |
| Brighton Park Neighborhood Council | website |
BPNC's mission is to create safer communities, improve the learning environment at public schools, preserve affordable housing, provide a voice for youth, protect immigrants' rights, promote gender equity, and fight all forms of violence. |
| Centro Campesino | website |
Centro Campesino is a non-profit rural development corporation which supports economic self-sufficiency to improve the quality of life for migrant and seasonal farmworkers and their children. Although formed 35 years ago to address deplorable housing conditions faced by farmworkers, Centro now serves low-income Florida families of all races and ethnicities. Centro Campesino creates affordable rental and homeownership opportunities, offers free after school and summer camp programs for the children of farmworkers and other at-risk youth, conducts workshops and seminars which empower families, trains farmworkers for jobs leading to secure employment, strengthens communities through civic engagement activities, provides disaster relief and weatherization services, and advocates for initiatives and legislation which protect the rights of farmworkers and other families of low income. |
| Centro de la Communidad Unida |
website |
The program has helped increase the percentage of homeowners in the target area from 40% to nearly 80% over the last ten years. Primarily trageted to assist individuals and families in purchasing their first home, it also provides the support and resources to help these families stay in their home. |
| Chicanos Por La Causa-Nogales |
website |
CPLC's housing programs include a full-service commercial real estate management and development organization that provides facilities management. The agency offers counseling services to clients on mortgage default, tenant/landlord issues, pre-purchase, post-purchase, and fair housing. In addition, CPLC develops and builds affordable single-family housing units for low-income families in economically distressed neighborhoods.
|
| Chicanos Por La Causa-Phoenix |
website |
CPLC's housing programs include a full-service commercial real estate management and development organization that provides facilities management. The agency offers counseling services to clients on mortgage default, tenant/landlord issues, pre-purchase, post-purchase, and fair housing. In addition, CPLC develops and builds affordable single-family housing units for low-income families in economically distressed neighborhoods.
|
| Chicanos Por La Causa-Tucson |
website |
CPLC's housing programs include a full-service commercial real estate management and development organization that provides facilities management. The agency offers counseling services to clients on mortgage default, tenant/landlord issues, pre-purchase, post-purchase, and fair housing. In addition, CPLC develops and builds affordable single-family housing units for low-income families in economically distressed neighborhoods.
|
| Community Housing Resources of AZ | website |
Community Housing Resources of Arizona (CHRA) is a Phoenix-based, 501(c)(3) non-profit organization created to help low-to-moderate income families purchase their first home. CHRA also promotes fair housing and equal housing opportunities by educating families about the advantages and responsibilities of home ownership. The organization offers:
comprehensive, bi-lingual, one-on-one pre-purchase counseling covering credit review, budget management and assistance in qualifying for a mortgage. Down payment/closing cost grants and subsidies funded by various sources, used in conjunction with lending programs designed specifically for lower income home buyers. Default/delinquency counseling to help homeowners make the financial adjustments necessary for them to keep their homes.
|
| Community Services of Nevada | website |
The Community Services of Nevada (CSN) was founded in 1996. The organization seeks to support the development of self-sufficient families by working with public and private sector agencies. They engage in comprehensive community development projects that promote neighborhood revitalization and economic development, community education, youth development, cultural awareness, equity, and unity. Their vision is to change lives for the better, which means building healthy and sustainable communities, developing and implementing high-impact programs, promoting economic self-sufficiency, and engaging communities in exercising their civic rights and responsibilities. |
| Comunidades Latinas Unidas en Servicio |
website |
CLUES is Minnesota's premier provider of behavioral health and human services to the Latino community. A community builder and a catalyst for change, CLUES provides services that advance and enhance the quality of Latino's lives in Minnesota. We provide a continuum of five core services: Mental Health Services, Chemical Health Services, Family Services, Aging Well Services, Employment Services, and Educational Services to achieve the following: CLUES strengthens Latino families and individuals so that they are financially, mentally, and physically healthier.
CLUES assists Latinos to increase their educational levels, improve their English language proficiency, and overcome other barriers to self-sufficiency. CLUES helps low-income Latinos to find and retain better jobs with benefits so that they are able support their families and become self-sufficient. |
| Conexion Americas | website |
Conexión Américas was founded in 2002 to address some of the most pressing challenges and opportunities created by recent demographic changes in our region as an increasing number of Latino families come to Tennessee in search for a better quality of life. ‘Conexión' (pronounced conn-ex-ee-on) is the Spanish word for ‘connection'. Our organization's name underlines our commitment to supporting Latino families by connecting them with information, local resources, support networks and opportunities for advancement in their adopted home |
| Congresso | website |
Congreso is a nationally recognized, community based non-profit organization that primarily serves the neighborhoods of Eastern North Philadelphia where the majority of the city's Latino population resides. This area is a culturally vibrant community challenged by issues of poverty, access to health care, low educational attainment and unemployment. Founded in 1977 as a grassroots organization providing health services to the region's Puerto Rican community, Congreso has responded to the community's changing demographics and evolving needs for more than 30 years by growing into a multifaceted, comprehensive provider of human services. Congreso's mission is to strengthen Latino communities through social, economic, education, and health services; leadership development; and advocacy. |
| Cuban American National Council, Inc.-Miami | website |
The Cuban American National Council (CNC) is a non-profit organization providing human services to persons in need from all racial and ethnic groups. CNC assists individuals to become self reliant, and builds bridges among America's diverse communities. CNC has pioneered alternative education models in South Florida and has become one of the largest Hispanic non-profit developers of section 202 housing serving low-income elderly in the United States. Since 1972, CNC has been funded by both the private and public sectors to plan, negotiate, and manage numerous grants and contract agreements. |
| Dalton Whitfield Community Dev. Corp | website |
"To facilitate the ability of all Dalton and Whitfield County residents to acquire and maintain safe and decent housing." |
| Del Norte NDC |
website |
Del Norte is a 501 (c)(3) nonprofit corporation founded in 1978 by a group of concerned Highland neighborhood activists, many of whom were parishoners of Our Lady of Guadalupe Church. This group identified the need for decent, safe and sanitary housing affordable to low income residents. Del Norte's mission is to create and preserve housing and other opportunities for underserved households, including those that are low and moderate income, Spanish-speaking and those with special needs. |
| East Los Angeles Community Corporation |
website |
East LA Community Corporation (ELACC) is a 501(c)(3) non-profit community development corporation based in East Los Angeles . Since 1996 ELACC has been dedicated to harnessing housing and other community development resources for the benefit of low-income residents of Boyle Heights and Unincorporated East Los Angeles . To advocate for economic and social justice in Boyle Heights and Unincorporated East Los Angeles by building, affordable housing, grassroots leadership, self-sufficiency and access to economic development opportunities for low and moderate income families. To strengthen existing community infrastructure in underserved communities by developing and preserving neighborhood assets.
|
| Econ.Opportunity of Wash. County | website |
Mission: To help low-income families and households succeed in social and economic arenas of Northwest Arkansas. Empowering families who wish to succeed. |
| El Centro, Inc. (KS) | website |
El Centro Mission: to create and sustain opportunities that empower families. Today, in the spirit of our founders' passion for helping people, El Centro continues to open the door to economic power leading to unified families, and healthy communities. |
| El Concilio- Modesto |
website |
Established in 1968, El Concilio's aims to create self-sufficiency through counseling, referrals, education, and in the belief that persons empowered to help themselves will become significant assets to the community at large. Mission: Improving the quality of life for Latinos and other communities in the San Joaquin Central Valley of California.
|
| Hacienda CDC | website |
Hacienda CDC develops affordable housing and builds thriving communities in support of working Latino families and others in Oregon by promoting healthy living and economic advancement |
| Harvest America |
website |
Harvest America Corporation is a non-profit community-based organization serving the needs of the migrant and seasonal farmworker, Hispanic, rural and powerless populations of Kansas. |
| HBC Service Inc. |
website |
HBC Services, Inc. is a home buyer counseling agency serving Southeastern Wisconsin. Founded in 2000 for the purpose of opening the door to homeownership for more households, especially first time buyers of low to moderate means. |
| Hispanic Comm of Virginia |
website |
The Hispanic Committee of Virginia is a private, nonpartisan, tax-exempt nonprofit organization established in 1967 to enable Hispanic immigrants in Northern Virginia to more fully participate in, and thereby, contribute to American society. It has chosen to work towards its mission of promoting economic self-sufficiency and fostering civic participation among Hispanic Americans by providing a wide range of program services and benefits |
| Home Loan Counseling Center - Sacramento | website |
The Sacramento Home Loan Counseling Center (SHLCC), a chartered private non-profit 501c3 corporation, began offering homeownership education and counseling in July 1991. The SHLCC is committed to strengthening California residents through homeownership and is focused on its mission to "promote and encourage homeownership by providing education, counseling and home financing services, with an emphasis on serving low- and moderate-income families". |
| Homes on the Hill |
website |
Homes on the Hill Community Development Corporation provides decent, affordable housing for low and moderate income individuals and families and helps to strengthen their neighborhoods.
|
| Housing America Corporation |
website |
Housing America Corporation is a 501(c) 3 non-profit that focuses on empowering very-low, low and moderate income individuals and families through affordable rental housing, homeownership education, down payment assistance, Self-help program and foreclosure prevention. |
| Housing and Education Alliance |
website |
Our mission is to provide and sustain homeownership opportunities through services in homebuyer education, counseling, lending and development. |
| Housing for Nevada | website |
Housing For Nevada is a state-wide Community Housing Development Organization that increases awareness of affordable housing options; creates better informed consumers through homebuyer education classes; provides one-on-one housing counseling to help clients identify and address personal barriers to homeownership; and multiplies the number of affordable homes by acquiring and repairing existing properties for resale to low and moderate income first time homebuyer families. |
| Housing Our Community |
website |
Housing Our Communities is a state-wide Community Housing Development Organization that increases awareness of affordable housing options; creates better informed consumers through homebuyer education classes; provides one-on-one housing counseling to help clients identify and address personal barriers to homeownership; and multiplies the number of affordable homes by acquiring and repairing existing properties for resale to low and moderate income first time homebuyer families. |
| La Fuerza- Long Island |
website |
La Fuerza Unida, Inc. was established in 1978 as a vehicle to improve the social, literary, educational, cultural, and economic conditions of Hispanic Americans in Long Island. However, with the increased demand for services by the overall population served by La Fuerza, the organization has evolved into a multiservice agency, adding to its client base the low- to moderate-income community. La Fuerza offers an array of social, human, educational, youth, housing, economic development, and immigration services to low- and moderate-income residents of Long Island. |
| Latin American Coalition | website |
The Latin American Coalition is dedicated to serving Mecklenburg County's 75,000 Hispanic families with the services that allow them to overcome language, economic, educational and cultural barriers while offering the wider community opportunities to learn about and connect with the Latino population. |
| Lawrence Community Works | website |
The Homeownership Center continues to provide education and counseling services to help new and current homeowners achieve long-term homeownership success. Members are invited to post-purchase counseling and workshops covering smart refinancing, multi-family ownership (landlord training) and condominium ownership education, wealth accumulation strategies and long-term financial planning, basic maintenance, rehabilitation and energy efficiency education, and foreclosure intervention. |
| Midland CDC |
website |
The Midland Community Development Corporation was founded to promote economic and community development in economically depressed areas of the city through the institution of programs designed to alleviate conditions of unemployment, blight and increase population density through housing efforts, facilitating the creation of new businesses and administering education programs.
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| Montebello |
website |
Mission is to educate and assist in the delivery of safe, sanitary, quality and affordable housing to individuals and families of modest financial means |
| Neighborhood Christian Legal Clinic | website |
Neighborhood Christian Legal Clinic (NCLC) is a non-profit 501(c)(3) corporation offering pro bono legal representation and preventive law education to low income families, including immigrant families. We accept clients in the greater Indianapolis metro area whose income is at or below 125% of the federal poverty guidelines. |
| NEW Economics for Women |
website |
At New Economics for Women (NEW) we have a mission -- to reduce poverty by creating wealth opportunities for women and children. We realize that overcoming poverty and achieving family and personal prosperity are very broad goals. That's why we measure our success by the specific improvements families experience in their quality of life such as increased wealth, education and health as a result of being touched by NEW. |
| PathStone (PR) | website |
PathStone is a not-for-profit community development and human service organization providing services to low-income families and economically depressed communities throughout New York, Pennsylvania, New Jersey, Ohio, Indiana, Virginia, Vermont, and Puerto Rico. |
| Self-Help Enterprises |
website |
Self-Help Enterprises is an organization dedicated to self-help housing, sewer and water development, housing rehabilitation, multifamily housing and homebuyer programs in the San Joaquin Valley of California. The goal of Self-Help Enterprises is to help farm laborers and other low-income families to help themselves |
| Southwest Housing Solu. Corp |
website |
Southwest Housing Solutions is the largest multifamily developer in the southwest Detroit. We are replacing blight and abandonment with residential and commercial assets, strategically developed to anchor and spur neighborhood revitalization. Our Housing Opportunity Center is a leader in homebuyer and foreclosure prevention services.
Our development projects and homeownership programs are transforming the area we serve. We are a mission-based organization, and our mission is to build community through a compassionate, enterprising and collaborative spirit
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| Spanish American Committee |
website |
As a HUD-certified housing counseling site, our certified housing counselors assist with homeownership. Our services include First-Time Homebuyer Services, Homeownership Counseling, Foreclosure Prevention/Mortgage Delinquency Services, Financial Literacy Counseling and Landlord/Tenant Services. Our Housing Program is an affiliate member of the National Council of La Raza Homeownership Network.
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| Spanish Coalition for Housing |
website |
Mission is to provide comprehensive counseling, education and housing resources neccesary for housing product consumers to develop competence and responsibility in meeting their financial and housing needs. |
| Tejano Center for Community Concerns |
website |
Tejano Center is a certified CHDO and addresses the housing needs of low to moderate income families in the designated areas. The organization's homeownership initiatives is the cornerstone of it's housing operations. Based on a strategy that low-income Minority homeowner families can be a most significant stabilizing force in residential neighborhoods in the greater East End. To promote its homeownership goals, Tejano Center sponsors a number of products and services, which include homeownership counseling, homebuyer education classes, credit counseling, post-purchase counseling, down payment assistance, and production of new, single-family homes. |
| The Resurrection Project |
website |
Our mission is to build relationships and challenge people to act on their faith and values to create healthy communities through organizing, education and community development. |
| Visionary Homebuilders of California |
website |
VHB's Home ownership Education Center offers home buyer education classes, individual pre-purchase counseling, credit and budget analysis, loan prequalification and loan packaging, information on down payment assistance programs and money management. |
| Watts Century Latino Organization |
website |
formed in August, 1990 to work to improve the quality of life for all Watts area residents and to ensure that the special needs of the growing Latino population are addressed. WCLO targets needs ranging from governement accountability to locally-based service programs. Presently, the organization is working to create a community center, establish a neighborhood watch program, develop programs to improve inter-ethnic relations and establish neighborhood citizenship classes to promote full participation in the political process. |
YWCA CC and Home Ownership
Ctr-Las Cruces |
website |
The YWCA El Paso del Norte Region is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all |
YWCA CCCS El Paso
Del Norte Region |
website |
The YWCA El Paso del Norte Region is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all |
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